While too few hold them, every investor should have an allocation to bonds given their higher income compared to term deposits and the unique protection they offer. For example, if you hold bonds to maturity, you know when interest will be paid to you and that capital will be repaid at maturity. There are many strategies you…
If you’re going to set up a self-managed super fund (SMSF), you should keep it simple. Otherwise, the trustees/members can end up way over their heads because they don’t understand what they are doing and they get it wrong. So what is the key to keeping it simple? 1. Avoid “gimmicky” investments It is about…
Morningstar (one of the world’s foremost investment research analysts) has taken the initiative to provide SMSF Trustees this week some tips, ideas, concerns and strategies to help navigate and understand their rules and obligations and to provide an in depth look at the types of investments available to Members of SMSFs. We plan to provide…
The strategy of purchasing commercial property in your SMSF can provide amazing tax and wealth creation benefits to your investment portfolio. However if holding commercial property directly is difficult due to scale, liquidity and a lack of real understanding of the commercial property market place there are options. Recent comments from Australian Unity Real Estate Investment,…
With most of the reporting season nearly behind us, is it a bull market? Hard to say with so much going on globally. Most companies have delivered on their expectations which lays down the foundation for a steady market. This list of winners and losers hopefully will put a grin on most investors faces. If…
Many sectors of the Australian economy are experiencing tough economic conditions including retail, manufacturing, agriculture, automotive, mining, mining services and construction.
What is a director’s duty when he or she is faced with a company in financial difficulty and how should boards deal with such a situation?