When investing, it is imperative that you are selecting a suitable asset allocation style that aligns with investment objectives. There are typically 3 asset allocation styles investors use to build and maintain their portfolios. These are strategic, tactical, and dynamic asset allocation. In this month’s edition of WD Life, we will compare these allocation styles…
The hustle and bustle of life can often lead to superannuation being an afterthought. However, as the cost of living rises and people are living longer, having a healthy super balance is becoming increasingly important. No matter your stage of life, it is never too early or too late to be pro-active about your superannuation. In…
As individuals look to take more control over their retirement assets, Self-Managed Superannuation Funds (SMSFs) are becoming increasingly common in Australia. However, as APRA fund regulated funds continue to become more customisable, is the hype around SMSFs warranted or are you better off steering clear? In this months edition of WD life, we look at…
As the cost of living including housing prices continues to rise, many parents are providing greater financial security for their children. This has led to more family discussions regarding the transfer of wealth. Transferring wealth between generations can be a challenge when there are many parties involved with different opinions and no clear plan in…
Start of the Year Review Checklist The start of the new year presents the perfect opportunity to review your lifestyle needs and financial position. A lot can change in one year as 2020 undoubtedly showed us, so it is imperative that you are constantly reviewing your goals and objectives to ensure you are in the…
The cost of operating SMSFs has been a very hot topic for all the right and moral reasons and the regulator (ASIC) that governs advice around establishing SMSFs and the advice community have made steps to educate the wider community, that SMSFs are not for everyone. The Productivity Commission in its report Superannuation: Assessing efficiency and…