People hold life insurance to have peace of mind if a crisis happens and to protect their loved ones when the time comes. However, not all life insurance claims are paid; some can be delayed or even worse, denied. Having an insurance claim denied is definitely something no one wants to go through. Here is…
We all want to be debt free, have money saved and be able to live a comfortable lifestyle when it comes to retirement. Sometimes, our decisions or unexpected events may occur which make that dream seem unachievable. With a few considerations that dream doesn’t have to be unachievable. Get help early on, be prepared for…
Under the current rules, if you reach your ‘superannuation preservation age’ (between 55 and 60, depending on when you were born), you can periodically withdraw money from your super while continuing to work full-time, part-time or casually. Previously, you could only access your super once you turned 65 or retired. This is known as ‘transaction to…
Many policy holders are worried about what their cover will provide if they have to make a claim. Some concerns are related to the thought that claims could result in favour of the insurer due to complex legal jargon, unfair exemption claims and lack of transparency. If you’re wondering whether your personal insurance is worth…
When considering an investment strategy, we are faced with the situation of deciding whether we want to actively or passively manage our investments. What are the differences between one and the other? Which is the most recommended? Here’s a breakdown of how active and passive investors typically differ. What is Active Investing? Active investing refers to an investment strategy…
You may have heard that by making voluntary super contributions you can increase your retirement savings, but did you know that you may also be able to reduce the amount of tax you pay? Salary sacrificing has turned into a popular strategy for employees on middle-to-high incomes to boost their retirement savings and pay less…