Buy Now Pay Later or “BNPL” shopping has dramatically increased the purchasing power of shoppers, particularly those seeking credit without the hassle of a card application. But what are the dangers of BNPL. Are there any?! For those born before 1970 and who still carry cash in their pockets, most of this won’t mean much…
From 1 July 2018, if you are 65 years old or older and meet the eligibility requirements, you may be able to choose to make a downsizer contribution into your superannuation of up to $300,000 from the proceeds of selling your home. The downsizer contribution is not a non-concessional contribution and will not count towards your contribution…
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The Reserve Bank of Australia’s official cash rate is at a record low of 1 per cent, with further cuts predicted as the central bank strives to offset perceived economic weakness. In the United States, the outlook is similar. The U.S. Federal Reserve, which in January was expected to raise rates, is now on a…
When it comes to revamping your exercise regime, the choice can be mind boggling. How do you choose the best fitness journey for you? Often, the biggest hurdle to getting fit is knowing how to get there. What type of exercise should you be doing, and what range of movement will get you where you…
We provide an overview of some important changes to Superannuation from 1 July 2019. Please get in touch to understand how they may relate to you. Work test exemption From 1 July 2019, certain individuals aged 65 to 74 are able to make additional contributions to super without having to meet the work test. The…