Commonly, people look at saving and investing as being one in the same. However, both utilise a different approach and way of thinking. Saving is keeping some of your disposable income to achieve a short-term goal, it takes a conservative method that involves very little risk with your money. Conversely, investing, takes a higher degree…
The time is now. We see life insurance agents advocating life insurance policies everywhere we look. With so much pressure to conform, it’s difficult to know exactly when life insurance is a smart investment option for you. The answer, in reality, is that there is never a wrong time. Many people see life insurance as…
By avoiding to fall for any common traps or tricks, personal tax deductions on personal super contributions may be easier to claim due to changing rules in superannuation. Anyone who makes personal superannuation contributions made on or after 1 July 2017 no longer has to follow 10% earnings rule which requires you to earn less…
In our last issue of WD Life, we discussed how & why building an investment portfolio is a powerful tool in wealth creation. However, what do you need to ask yourself and know before you embark on your investment journey? This month we explore 3 questions you must answer before you make the decision to…
The options and benefits provided by Life Insurance can be unclear and it’s difficult to know what the right amount of cover and premium structure you need or want.