Active or Passive investing?
When considering an investment strategy, we are faced with the situation of deciding whether we want to actively or passively manage our investments. What are the differences between one and…
Salary Sacrifice: More super, less tax!
You may have heard that by making voluntary super contributions you can increase your retirement savings, but did you know that you may also be able to reduce the amount…
Time to re-evaluate your Life Insurance?
If you hold life insurance as part of your financial plan, you have taken the heavy lifting off you and your loved ones. However, it is important to consider that…
Do You Need $1 million to Start a SMSF
We have witnessed a lot of talk in the media regarding the appropriateness of Self-Managed Superannuation Funds (SMSF), this has been driven largely by the findings by the Royal Commission…
Counting the Cost of a Curve Ball
Curve balls. They’re unexpected, often deceptive and it’s impossible to predict their trajectory. That’s why they’re so devastating – in sport and in life. There’s some interesting data now available…
Investment Bonds
Investment bonds may help you meet the twists and turns of life and your long-term investment goals in a number of ways: tax-effective benefits for wealth creation and the generational…